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Metrics & Performance

Terminal Value

The estimated value of a business beyond the explicit forecast period, often the largest component of a DCF valuation.

Terminal value represents the present value of all future cash flows beyond a forecast period, assuming a stable growth rate in perpetuity. In venture capital, terminal value is particularly important because most of a startup's value lies far in the future. It's typically calculated using either the perpetuity growth method or the exit multiple method.

In Practice

In a DCF model projecting 5 years of cash flows for a SaaS company, the terminal value (assuming 3% perpetual growth and 10% discount rate) might represent 75% of the total enterprise value.

Why It Matters

Since terminal value often dominates startup valuations, small changes in growth rate or discount rate assumptions can dramatically swing the implied valuation.

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