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Fund Structure

What is an LP in venture capital?

Quick Answer

An LP (Limited Partner) is an investor who contributes capital to a VC fund but has no active role in investment decisions. LPs include pension funds, endowments, family offices, fund-of-funds, and high-net-worth individuals.

Detailed Answer

Limited Partners (LPs) are the capital providers in a venture capital fund. They commit capital to the fund and receive returns when investments are exited, but they do not participate in day-to-day investment decisions.

Types of LPs: - **Institutional LPs** — Pension funds, university endowments, sovereign wealth funds, insurance companies. Typical commitment: $10M-$100M+. - **Fund-of-Funds** — Funds that invest in other VC funds. They provide diversification for their investors. - **Family Offices** — Wealth management firms for ultra-high-net-worth families. Often more flexible and faster to commit. - **High-Net-Worth Individuals (HNWIs)** — Accredited investors committing $100K-$5M individually. - **Corporate LPs** — Companies investing for strategic access to innovation.

LP economics: - LPs pay management fees (2%) and carried interest (20%) - Capital is "called" over 3-5 years (not all invested at once) - Returns distributed as exits occur (distributions) - Fund life: typically 10 years with optional extensions

LP due diligence focuses on: GP track record, team stability, strategy differentiation, fund terms, and operational infrastructure. First-time fund managers often raise primarily from HNWIs and family offices, as institutional LPs typically require 2-3 fund track records.

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