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Legal & Compliance

Step-Up in Basis

A tax provision that resets the cost basis of inherited assets to their fair market value at the time of the owner's death.

A step-up in basis adjusts the tax basis of an inherited asset to its current market value, eliminating capital gains tax on appreciation that occurred during the deceased owner's lifetime. This has significant implications for estate planning around venture fund interests and startup equity.

In Practice

An LP invested $1M in a fund now worth $10M. If passed to heirs, the tax basis resets to $10M, eliminating $9M in potential capital gains taxes.

Why It Matters

Understanding step-up provisions is important for LPs doing estate planning around illiquid venture fund interests, especially for family offices with generational wealth transfer strategies.

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