Tala is a fintech company that provides digital financial services to underbanked populations in emerging markets, with a focus on microloans and credit access through mobile applications. Founded in 2011 by Shivani Siroya, the company uses alternative data sources including smartphone usage patterns and behavioral analytics to assess creditworthiness for individuals with limited traditional credit history.
Operating primarily in markets including Kenya, the Philippines, Mexico, and India, Tala has disbursed billions of dollars in microloans to millions of customers. The platform enables users to access small-dollar loans quickly through their smartphones, helping build financial inclusion in underserved communities. The company has raised over $200 million from investors including GGV Capital, Revolution Growth, and PayPal Ventures, positioning itself as a leader in the emerging market fintech space focused on financial inclusion and alternative credit scoring.
Tala has received investment from 10 venture capital firms.
Tala provides microloans and digital financial services to underbanked populations in emerging markets using alternative credit scoring.
Tala has received investment from 37 Angels, ADB Ventures, Accion Venture Lab, Capria Ventures, Core Innovation Capital and 5 other investors. These venture capital firms and investors provide both capital and strategic support.
Tala operates in the Fintech sector. Tala provides microloans and digital financial services to underbanked populations in emerging markets using alternative credit scoring.